Everything you need to know about Enok, the AI-powered estimate comparison assistant for insurance claims teams.
Enok is an AI-powered workflow assistant for insurance claims adjusters, built by Innocuous AI. It is an automated property insurance estimate comparison tool. Enok helps carriers, TPAs, brokers, and MGAs adjudicate claims faster, more accurately, and with fewer errors.
Enok is built for insurance claims professionals, including claims adjusters at insurance carriers, third-party administrators (TPAs), brokers, and managing general agents (MGAs). It also serves insurance executives who want consistent estimate review standards and greater claims team capacity, and compliance and legal teams who want to reduce enterprise risk and litigation costs.
No. Enok is a ready-to-use platform, so you get the benefits of AI in your claims workflow without building or maintaining your own AI team. You bring your industry knowledge and claims experience; Innocuous AI brings the AI expertise.
An estimate comparison tool is software that compares two property insurance repair estimates side by side and automatically identifies discrepancies between them. Instead of manually flipping through PDF pages to hunt for matching line items, adjusters can instantly see differences intotals, by area, by trade category, and by individual line item.
Enok works with PDF estimates created from Xactimate or Cotality/Symbilityand image or scanned PDF estimates. Because it handles multiple formats, adjusters can compare estimates from different platforms without manual reformatting or transposing data into spreadsheets.
Enok automatically matches areas and line items across the two estimates, even when rooms are labeled differently in each document. It then presents discrepancies in a clear side-by-side view, grouped by total, by area, by trade category, and line-item by area, with line item numbers and PDF page references for rapid validation.
Yes. Enok uses AI to identify and flag potential human errors and discrepancies that may require communication for clarification. This helps adjusters focus negotiations on the areas that matter most and reach alignment faster to shorten claims cycles.
Yes. Enok lets you export estimate comparisons of the sameclaim to a spreadsheet for deeper analysis and data validation, eliminating error-prone manual transposition from PDFs.
Yes. Enok generates draft email correspondence based on the estimate comparison analysis, so you do not have to write it from scratch. Simply copy, paste, and edit to suit your needs.
Enok works standalone, so there is no need to wait for anintegration with your claims management system or CRM to start seeing value. Optional integrations with claims core systems and data APIs, such as weather data, are available for enhanced claims operations workflows.
How long does it take to onboard with Enok?
Enok is designed to be easy to adopt, with onboarding in as little as under 15 minutes. There is no technical setup or integration required to get started.
Can I use Enok on my phone or tablet?
Yes. For best results, Enok works on desktops and tablets. You can type or use voice commands to make queries conversationally, which makes it practical for claims personnel working in the field.
How do I get a demo of Enok?
You can request a demo through the Innocuous AI website contact page, or schedule an exploratory call to discuss your claims workflow and use case.
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